Debt collectors are businesses whose sole purpose is the collection of debts owed to third parties. The Fair Debt Collection Practices Act regulates the activities of debt collectors. According to Stephen P. Parsons in The ABCs of Debt, "The FDCPA regulates the debt collection industry by prohibiting abusive collection practices and providing redress for the debtor who is victimized by them."

Locating the Debtor by Contacting Others

Section 804 of the FDCPA deals with locating the debtor and addresses the circumstance of the debt collector contacting someone other than the debtor in order to try and locate the debtor. The debt collector must properly identify himself or herself but must avoid stating that he or she works for a debt collection company unless specifically asked. The debt collector cannot mention that he or she is trying to locate the person in order to collect on a debt.

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